India's most detailed psychometric risk profiler. Discover if you're Conservative, Moderate, or Aggressive — and understand why your mind makes the financial choices it does.
12
Psychometric Questions
5
Risk Dimensions
3
Investor Profiles
100%
Free & Private
📊 Sample Risk Profile Breakdown
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Conservative
28%
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Moderate
47%
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Aggressive
25%
🧠 Psychology insight: This investor exhibits loss aversion typical of the Moderate profile — they accept equity risk for returns but need emotional reassurance during drawdowns.
What Makes Us Different
Not Just a Quiz — A Mirror
Every mutual fund app has a 5-question KYC risk profiler. We go deeper — using validated psychometric frameworks to reveal the actual cognitive biases and emotional patterns driving your investment decisions.
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Behavioural Finance Science
Each question maps to Kahneman & Tversky's Prospect Theory, measuring loss aversion, overconfidence bias, and time discounting separately.
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Industry KYC Aligned
All 5 dimensions tested (Financial Situation, Investment Experience, Risk Attitude, Time Horizon, Behavioural Response) match industry risk profiling mandate for ARN holders.
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Real-Time Score Meter
See your risk score evolve as you answer each question. Watch how a single honest answer can shift your profile from Moderate to Aggressive.
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Portfolio Allocation
Get an exact equity:debt:gold ratio recommendation with specific fund categories that match your profile — not generic advice.
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Psychology Explained
Understand your cognitive biases, emotional triggers in a bear market, and the specific mental traps that could derail your investment journey.
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Mismatch Warnings
We flag when your stated risk tolerance conflicts with your actual financial capacity — a critical blind spot that causes massive portfolio mistakes.
The Three Profiles
Which Investor Are You?
Most Indians fall into one of three profiles — but each has sub-types and nuances that determine the right investment strategy.
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Conservative
Capital protection is priority. You lose sleep when markets fall 10%. You prioritise certainty over growth.
Prefers FD, Debt MF, PPF
Risk Score: 0–35 out of 100
Typical allocation: 80% debt, 20% equity
Loss aversion: Very High
~28% of Indian investors
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Moderate
Balanced growth seeker. You want equity returns but a bad quarter makes you question your SIPs.
Prefers balanced, flexi-cap MFs
Risk Score: 36–65 out of 100
Typical allocation: 50–60% equity
Loss aversion: Moderate
~52% of Indian investors
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Aggressive
High growth focused. You see market crashes as buying opportunities. Long-term wealth maximisation is your singular focus.